Here are two important questions for credit card consumers: How many credit cards do you have? Do you need all of them? Many consumers carry several credit cards with them on a daily basis, but use only a few over any given period of time. For many
Citibank has been around for nearly thirty years as a marketer of credit cards. The company came in when two credit card companies were already dominating the market and, through their aggressive consumer marketing campaigns, rose to the leader of a
Fair Debt Collection Practices Act (FDCPA) The FDCPA is the consumer protection act designed to prohibit abusive practices by debt collectors. The FDCPA specifically defines a collector as any person that collects debts owed to others, and may inclu
If you have less than perfect credit and are thinking that you may not qualify for a mortgage, car loan or credit card, think again. Rather than listen to what friends and family may be telling you, find out for yourself what your true circumstances
It's actually quite rare in our society that we have the time or resources to truly make a difference, but with the Make-A-Wish Platinum Visa Card, you can change a child's life every time you buy groceries or fill your car with gas. The Make-A-Wish
There aren't many people who can get a car without getting a loan. It's a big chunk of money to get even a small car, especially if you're buying new. This means that being ready for your car loan application is important. Of course, dealerships are
Your credit report is a compilation of your credit and financial history prepared by one the three primary credit rating agencies known as Equifax, Equerian and Trans Union. A credit report typically includes facts about your identity, your resident
Theres many reasons why you may want to raise your credit score, but whatever your reason, there are a few simple tips that can set you on the path of an improved credit rating. So if youre interested in learning how to raise your credit score, then
Getting a Master Card can be exciting. But before you even fill out the Master Card credit application, there are a few things you should know about the card you are applying for. The interest rate, grace period, fees and cash advance polices are al
A high credit limit can help you attain a higher FICO score. Asking for credit limit increases every six months will help reduce your debt ratio and make fertile ground for a better credit score. A credit limit is the maximum allowable money a credi
